Financing

What types of procedures does DentoPlan cover?
DentoPlan covers all dental treatments.

What is the minimum amount financed through DentoPlan?
3 000 $

What terms lengths are available to finance my dental treatments?
Depending on the amount financed, the term can range from 1 year to 10 years.

Can I repay my loan before the end of the term?
Yes, there is no penalty for early repayment. You can repay at any time.

Do I have to put down a deposit to borrow?
No, paying a deposit is optional. DentoPlan will finance the total cost of the procedure, or the balance if the patient chooses to pay a deposit.

What if the Dentist I am seeking treatment from is not registered with DentoPlan?
You can contact DentoPlan and we will contact your Dentist to inform him/her of our services and provide them with the option to register with us.

Do I have to open a Bank account?
No, your monthly payment is electronically debited from your bank account.

If I do not have credit history can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval, and would be willing to assume liability.

Do I have to go to the Bank to contract a loan?
No, the Dental clinic has all the documents you need to complete and sign. DentoPlan will contact you by phone to gain information about your credit history. You will get an answer within 24 hours

If I need a Dental Treatment with 2 different Dentists, is it possible to combine both amounts on one application form?
Yes, if the Dentists are both members of the DentoPlan program. We will combine the 2 dental treatments on the application and will submit the total amount to the Bank. The Bank will pay each of the Dentists separately when the treatments are completed.